SCHLUTER PRO CERTIFIED

Insurance Restoration & Damage Repair in Hamilton County

When disaster strikes, you need more than a contractor — you need an advocate. HomeStar works directly with your insurance adjuster, provides detailed damage assessments, and rebuilds your home better than before with certified craftsmanship.

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5.0★
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25-Year
Schluter Warranty
100%
Licensed & Insured

Why Hamilton County Homeowners Choose HomeStar

A burst pipe, kitchen leak, house fire, or storm can turn your life upside down overnight. You're dealing with damage, displacement, and an insurance process that feels overwhelming. At HomeStar Services & Contracting, we do more than fix what's broken — we become your advocate throughout the entire restoration. We work directly with your insurance adjuster, providing the meticulous damage documentation and detailed scopes of work that get your claim fully approved. Then we rebuild your space with Schluter Pro Certified quality and licensed tradespeople — not a patch job, but a restoration that makes your home better than it was before the damage.

What Sets Us Apart

The HomeStar Difference

Your Insurance Advocate

We work directly with your insurance adjuster from day one. We walk the damaged area together, document every detail with photos, moisture readings, and measurements, and provide line-item scopes of work in the exact format adjusters need. We advocate for the full scope of restoration your home requires — not the minimum the carrier wants to pay. You shouldn't have to fight your insurance company alone.

Meticulous Damage Assessment

Insurance claims live and die on documentation. We photograph every surface, test moisture levels behind walls, identify hidden damage that a quick walkthrough misses, and produce detailed reports that leave nothing to interpretation. Our assessments regularly identify 20-40% more damage than the initial adjuster estimate — damage that would have been missed without a thorough contractor inspection.

Schluter Pro Certified Rebuild

When your bathroom or kitchen needs to be rebuilt after water damage, we install the complete Schluter waterproofing system — Ditra on floors, Kerdi on walls — so the restored space is genuinely better protected than the original. Your insurance is paying for the rebuild. We make sure what goes back is built to last 25+ years.

Licensed Trades, Code Compliant

Water and fire damage often compromise plumbing and electrical systems. All repair work is performed by licensed plumbers and licensed electricians — critical for both safety and insurance compliance. Every restoration passes inspection because every trade is done by licensed professionals.

Our Expertise

What We Do

We handle every type of insurance restoration — from a single water-damaged bathroom to a whole-home rebuild after fire. Throughout the process, we communicate directly with your adjuster so you don't have to.

Direct adjuster coordination — we attend inspections, present documentation, and advocate for full restoration scope
Comprehensive damage assessment with photo documentation, moisture mapping, and hidden damage identification
Water damage restoration — burst pipes, supply line failures, appliance leaks, flooding
Fire and smoke damage repair — kitchen fires, electrical fires, structural damage
Storm damage repair — roof leaks leading to interior water damage, wind damage, hail damage
Complete bathroom rebuilds with Schluter waterproofing system (25-year warranty)
Kitchen restoration after fire or water damage
Basement restoration after flooding or sewer backup
Supplement negotiation — we work with your adjuster when the initial scope underestimates the needed repairs
Detailed progress documentation throughout the project for your insurance file
Investment Guide

How Much Does It Cost?

Insurance restoration costs are typically covered by your homeowner's insurance policy. We work directly with your adjuster to ensure your claim reflects the true scope of needed repairs:

MINOR WATER DAMAGE
$5,000 – $15,000

Single room affected — drywall, flooring, paint. We document and present to your adjuster for full coverage.

MAJOR WATER / FIRE DAMAGE
$15,000 – $50,000

Multiple rooms — full bathroom or kitchen rebuild, structural drying, complete restoration. Our detailed assessment ensures nothing is missed in the claim.

CATASTROPHIC DAMAGE
$50,000 – $150,000+

Whole-floor or whole-home restoration. We manage the entire adjuster relationship and rebuild process from start to finish.

Our Work

Insurance Restoration Projects

Full gut bathroom remodel with walk-in shower and dark stained double vanity Fishers Indiana

Full Gut Bathroom Remodel with Walk-in Shower in Fishers

A full gut bathroom remodel in Fishers, taken back to the studs and rebuilt around a walk-in shower. A dark stained double vanity carries a marble countertop and champagne bronze widespread faucets beneath two octagonal framed mirrors and exposed-bulb sconces. The shower has a hexagon marble mosaic floor with a decorative square drain, a handheld on a slide bar, and textured white wall tile, with a half wall keeping the glass short and the room open.

Insurance Restoration Near You

Looking for Insurance Restoration Near You in Hamilton County?

HomeStar Services & Contracting is based right here in Fishers, Indiana — in the heart of Hamilton County. Unlike the big Central Indiana and Indianapolis-based firms, we're your genuinely local insurance restoration contractor. When you search "insurance restoration near me," you want a team that knows your community, pulls your local permits, and is just minutes away. Choose your city:

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Where We Work

Insurance Restoration Across Hamilton County

Fishers, INCarmel, INNoblesville, INWestfield, INZionsville, INFortville, INMcCordsville, INGeist, INPendleton, IN
Common Questions

Insurance Restoration FAQ

Yes — this is one of our core strengths. We attend the adjuster inspection with you, walk the damage together, and present our detailed documentation and scope of work directly. We speak the adjuster's language and provide everything they need in the format they require. Many homeowners tell us this is the most valuable part of working with HomeStar — you have a knowledgeable advocate in the room who understands both construction and insurance.
It happens frequently. Initial adjuster estimates often miss hidden damage — moisture behind walls, compromised subfloors, affected areas in adjacent rooms. Our meticulous damage assessment catches what a quick walkthrough misses. We present a detailed supplement to the adjuster with photo evidence and measurements, and in most cases, the scope is approved at the correct level. We advocate for you — that's what we do.
We typically schedule an initial assessment within 24-48 hours. For active water damage, we'll guide you through immediate steps over the phone to minimize further damage while we mobilize. Time matters in water damage — the sooner we document and begin mitigation, the better the outcome for both your home and your claim.
That's our commitment. When insurance covers a bathroom rebuild after water damage, we install the complete Schluter waterproofing system — something most homes never had. Your restored bathroom will have a 25-year waterproofing warranty. Licensed plumbers handle all plumbing. Licensed electricians handle all wiring. The rebuilt space is genuinely superior to what was there before.
For significant mold or structural issues, a dedicated remediation company handles the initial cleanup and drying. Once the space is cleared and certified, we handle the complete rebuild. We work alongside remediation companies regularly and can recommend trusted partners in Hamilton County. We coordinate the handoff so there are no gaps in the process.
First, stop the water — shut off the valve for that fixture or your main water supply. Second, document everything with photos and video BEFORE touching anything — your adjuster needs to see the original damage. Third, call your insurance company to open a claim. Fourth, call HomeStar at (317) 279-4798. We'll guide you through next steps and schedule our assessment. Do NOT throw away damaged materials until your adjuster has documented them.
Minor water damage: 1-3 weeks. Major bathroom or kitchen rebuild: 3-6 weeks. Whole-home restoration: 2-4 months. The biggest variable is insurance approval timing, which is why our detailed upfront documentation matters — thorough submissions get approved faster.
We handle everything on the construction side — detailed scopes of work, line-item estimates, photo documentation, moisture reports, supplement requests, and direct communication with your adjuster. You handle the policy side (filing the initial claim with your carrier). Once the claim is open, we take it from there.
Get Started

Ready to Remodel Your Bathroom?

Request a free, no-obligation estimate. We'll visit your home, discuss your vision, and provide a detailed quote with transparent pricing.

(317) 279-4798
eric@thehomestarservice.com
📖 Read Our Complete Insurance Restoration Guide